Funding Solutions

Explore Your Funding Options

Educational overviews of common business and real estate funding solutions. Each option serves different needs — understanding them helps you make informed decisions.

Business Lines of Credit

Business

A revolving credit facility that allows you to draw funds as needed up to a set limit, similar to a credit card but typically with better rates.

Best for: Established businesses needing flexible working capital for operations, inventory, or unexpected expenses.

Term Loans

Business

A lump sum of capital repaid over a fixed period with regular payments, ideal for specific investments.

Best for: Businesses with a defined capital need such as expansion, renovation, or large purchases.

SBA Loans

Business

Government-backed loans through the Small Business Administration offering favorable terms and lower rates.

Best for: Small businesses seeking long-term financing with competitive rates for expansion, equipment, or real estate.

Equipment Financing

Business

Funding specifically for purchasing business equipment, where the equipment itself serves as collateral.

Best for: Businesses needing to acquire machinery, vehicles, technology, or other essential equipment.

Invoice Factoring

Business

Sell your outstanding invoices to a factoring company for immediate cash, typically receiving 80-90% upfront.

Best for: B2B businesses with outstanding invoices seeking quick access to capital without taking on debt.

Revenue-Based Financing

Business

Capital advanced based on your future revenue, repaid through a percentage of daily or weekly sales.

Best for: Businesses with strong revenue needing quick capital without fixed monthly payments.

Business Credit Building

Credit

Strategic programs to establish and build business credit profiles separate from personal credit.

Best for: New businesses or those looking to separate personal and business credit for future funding opportunities.

DSCR Loans

Real Estate

Debt Service Coverage Ratio loans for real estate investors, qualifying based on property income rather than personal income.

Best for: Real estate investors seeking financing based on rental property cash flow.

Bridge Loans

Real Estate

Short-term financing used to bridge the gap between purchasing a new property and selling an existing one.

Best for: Real estate investors and developers needing quick, temporary financing for acquisitions or renovations.

Construction Financing

Real Estate

Specialized loans for ground-up construction or major renovation projects, disbursed in draws as work progresses.

Best for: Real estate developers and investors undertaking new construction or substantial rehabilitation projects.